Free from Joynr

How long will your money last while you look?

Seven boxes, about a minute. Use rough numbers if that's what you have.

Your numbers

$
Checking, savings, your final paycheck, and severance paid in one lump sum.
$
Your weekly benefit. No number yet? Many state unemployment sites have a benefit estimator. Leave blank if you won't get any.
weeks
26 in most states. Some pay as few as 12.
$
A partner's share of the bills, help from family, or severance paid monthly.
Bills you have to pay, a month
$
$
Your monthly health insurance cost from now on. If your job's plan is ending, COBRA (keeping that plan after you leave) averages about $793 a month for one person and $2,294 for a family. On a parent's or partner's plan? Enter what you pay, or 0.
$
Food, utilities, phone, car, debt minimums, childcare.
Private. Your numbers are only on this page. Joynr never sees them.
Inside Joynr

Members get the full Runway Planner, built for your state.

This free check is the short version. The member version adds your state's rules and turns your runway into a plan with dates.

Your state's side-work rule

Most states lower your weekly unemployment check when you earn money from side work, and the rules vary by state. We looked up every state's rule, plus DC and Puerto Rico, and the Planner and its reports use yours.

A plan with real dates

Your filing date, first payment, health coverage deadline, and the day your cash runs out, all on a calendar.

Simulations

Pause some spending, add part-time pay, or pick the month a new job starts, and see how it affects your runway.

An offer check

Enter an offer's pay and what its health insurance would cost you, and see if it covers your bills.

A report and a budget

A PDF report you can go over with your mentor or coach to get a head start on your plan. Plus an Excel budget with a monthly check-in.

See membershipThe Runway Planner comes with all paid memberships.